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Fast Prequalification
Review potential financing options in about a minute. Checking available options does not affect your credit score.
Skilled / Reliable / Trustworthy
Get Your Home Project Done Now. Pay Over Time.
Important repairs and improvements do not always fit neatly into a household budget. Financing may allow qualified homeowners to move forward now and divide the project cost into manageable monthly payments.
Financing is offered through Wisetack and its lending partners. Approval, rates, terms, and payment options depend on creditworthiness and lender requirements.
An Additional Way to Pay
Do Not Let the Full Upfront Cost Delay an Important Project
Home repairs can become more expensive when they are postponed. Damaged decks, exterior deterioration, aging bathrooms, safety concerns, and accessibility needs may continue getting worse while homeowners wait to save the entire project cost.
Through HandyMike’s financing partner, Wisetack, qualified homeowners may be able to select a monthly payment option instead of paying the full amount at once.
$500 to $25,000
Eligible Project Amounts
Financing may be available for qualifying HandyMike projects within this range, subject to approval and lender requirements.
Financing Benefits
Review Your Options Before Delaying the Work
Wisetack provides a financing application and payment selection process for qualified customers. Financing is separate from HandyMike’s project estimate and service agreement.
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Monthly Payment Options
Qualified applicants may be offered payment plans that divide an eligible project cost into scheduled monthly payments.
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Complete Work Sooner
Financing may help you address needed repairs, improvements, or accessibility projects before further delay.
How Financing Works
From Project Estimate to Payment Selection
Financing approval does not schedule or authorize a project by itself. Project scope, pricing, scheduling, materials, and service details must still be confirmed with HandyMike.
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Discuss Your Project
Contact HandyMike with your project description, property location, pictures, requested work, and preferred timeframe.
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Review the Estimate
HandyMike reviews the scope of work and provides the applicable project information or estimate.
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Check Financing Options
Use Wisetack to review available payment options. Approval and terms are determined by Wisetack and its lending partners.
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Confirm the Project
Complete the required project approvals and financing steps before HandyMike confirms scheduling and begins the work.
Projects Homeowners May Finance
Repairs and Improvements That May Qualify
Eligibility depends on the final project amount, credit approval, lender requirements, and the financing options available to the applicant.
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Deck Repairs and Replacements
Address damaged decking, railings, structural components, stairs, and deteriorated outdoor living areas.
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Bathroom Improvements
Complete bathroom repairs, renovations, fixture updates, finish improvements, and functional changes.
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Carpentry and Trim Work
Improve damaged, aging, unfinished, or outdated woodwork and architectural details.
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Exterior Repairs
Address exterior damage, deterioration, weather exposure, and property maintenance concerns.
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Accessibility Improvements
Make a home safer and easier to use through aging in place and accessibility modifications.
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General Home Improvements
Complete qualifying repair, maintenance, installation, and home improvement projects.
Review Your Options
See What Monthly Payment Options May Be Available
Prequalification allows you to review potential payment choices before deciding whether financing is the right fit for your home project.
Important Financing Information
Review the Terms Before Accepting a Payment Plan
Financing Is Subject to Credit Approval
Financing options are provided through Wisetack and its lending partners. HandyMike does not make credit decisions, approve financing, establish interest rates, or determine the payment plans offered to an applicant.
Annual percentage rates may range from 0 percent to 35.9 percent based on creditworthiness, lender requirements, project amount, selected term, and the options available at the time of application.
As an example provided through the current financing disclosure, a $1,200 purchase could cost $104.89 per month for 12 months at an 8.9 percent annual percentage rate, or $400 per month for three months at a 0 percent annual percentage rate.
Actual payment amounts, rates, and terms may differ. Applicants should carefully review all terms, lender disclosures, payment dates, and repayment obligations before accepting an offer.
Financing Questions
Before You Apply
Who provides the financing?
Financing is offered through Wisetack and its lending partners. HandyMike provides the home service but does not act as the lender.
What project amounts may qualify?
The current financing program may be available for qualifying HandyMike projects from $500 to $25,000, subject to approval and lender requirements.
Does checking my options affect my credit score?
Wisetack states that checking potential payment options through prequalification does not affect your credit score.
Does financing approval guarantee that my project is scheduled?
No. Financing approval is separate from project approval and scheduling. HandyMike must still confirm the scope, price, materials, access, agreement, and appointment details.
Can I finance part of the project?
Available payment options depend on the final project amount, applicant eligibility, lender requirements, and the choices presented through Wisetack.
Who should I contact about my project?
Call or text HandyMike at (434) 422-6000 to discuss the project, estimate, scheduling, materials, and service questions.
Ready to Move Your Home Project Forward?
Contact HandyMike to discuss the work, or review the financing options that may be available through Wisetack.
All financing is subject to credit approval. Rates, terms, payment amounts, and available offers vary based on creditworthiness and lender requirements. Financing services are provided by Wisetack and its lending partners. HandyMike is not a lender and does not determine financing eligibility or terms.